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Banking Awareness and Current Affairs
\r\n\r\n1. Fiscal Deficit is-
\r\n\r\n(1) total income less govt. borrowing
\r\n\r\n(2) total payment less total receipts
\r\n\r\n(3) total payments less capital receipts
\r\n\r\n(4) total expenditure less total receipts excluding\r\nborrowing
\r\n\r\n(5) None of these
\r\n\r\n2. What does second C stands\r\nfor in FCCB?
\r\n\r\n(1) Currency
\r\n\r\n(2) Current
\r\n\r\n(3) Convertible
\r\n\r\n(4) Creative
\r\n\r\n(5) None of these
\r\n\r\n3. The country which tops the Human Development Index 2014?
\r\n\r\n(1) Switzerland
\r\n\r\n(2) Norway
\r\n\r\n(3) Singapore
\r\n\r\n(4) Denmark
\r\n\r\n(5) None of these
\r\n\r\n4. Cheraw, the bamboo dance, is of which Indian state?
\r\n\r\n(1) Mizoram
\r\n\r\n(2) Sikkim
\r\n\r\n(3) Arunachal Pradesh
\r\n\r\n(4) Manipur
\r\n\r\n(5) Assam
\r\n\r\n5. Who is the author of Midnights Children ?
\r\n\r\n(1) V. S. Naipaul
\r\n\r\n(2) Salman Rushdie
\r\n\r\n(3) Chetan Bhagat
\r\n\r\n(4) Jeet Thayll
\r\n\r\n(5) Jhumpa Lahiri
\r\n\r\n6. In which state of India are the Sanchi Stupas located ?
\r\n\r\n(1) Utter Pradesh
\r\n\r\n(2) Bihar
\r\n\r\n(3) Madhya Pradesh
\r\n\r\n(4) Odisha
\r\n\r\n(5) Rajasthan
\r\n\r\n7. The five BRICS countries agreed to set up the New\r\nDevelopment Bank (NDB) with a capitalization of $100 billion. The headquarters\r\nof the Bank will be in?
\r\n\r\n1) Beijing
\r\n\r\n2) Hong Kong
\r\n\r\n3) Shanghai
\r\n\r\n4) New Delhi
\r\n\r\n5) Fortaleza
\r\n\r\n8. What is the other name of National Rural Livelihoods\r\nMission (NRLM):
\r\n\r\n(1) Aajeevika
\r\n\r\n(2) MGNREGA
\r\n\r\n(3) Roshini
\r\n\r\n(4) Kiran
\r\n\r\n(5) None of these
\r\n\r\n9. C.K. Nayudu Lifetime Achievement award 2014 is conferred\r\non _
\r\n\r\n(1) Kapil Dev
\r\n\r\n(2) Sunil Gavaskar
\r\n\r\n(3) Dilip Vengsarkar
\r\n\r\n(4) Ravi Shastri
\r\n\r\n(5) Sachin Tendulkar
\r\n\r\n10. Fixed Deposit Account may be opened for a minimum period\r\nof :
\r\n\r\n(1) 7 days
\r\n\r\n(2) 15 days
\r\n\r\n(3) 20 days
\r\n\r\n(4) 12 days
\r\n\r\n(5) None of these
\r\n\r\n11. What is the full form of PIN, a is a secret numeric\r\npassword given to all ATM users.
\r\n\r\n(1) Permanent Identification Number
\r\n\r\n(2) Personal Identity Number
\r\n\r\n(3) Permanent Ideal Number
\r\n\r\n(4) Personal Identification Number
\r\n\r\n(5) Personal Invalid Number
\r\n\r\n12. Special Drawing Rights (SDRs) are international foreign\r\nexchange reserve assets issued by-
\r\n\r\n(1) World Bank
\r\n\r\n(2) WTO
\r\n\r\n(3) ADB
\r\n\r\n(4) IFC
\r\n\r\n(5) None of these
\r\n\r\n13. Sebastian Vettel is associated with sports:
\r\n\r\n(1) Swimming
\r\n\r\n(2) Polo
\r\n\r\n(3) Football
\r\n\r\n(4) Chess
\r\n\r\n(5) Formula One
\r\n\r\n14. Scurvy is caused with\r\nwhich Vitamin Deficiency:
\r\n\r\n(1) Vitamin A
\r\n\r\n(2) Vitamin B
\r\n\r\n(3) Vitamin C
\r\n\r\n(4) Vitamin D
\r\n\r\n(5) None of these
\r\n\r\n15. Which among the following is the winner of Dhyanchand\r\nAward 2014?
\r\n\r\n(1) Mahabir Prasad
\r\n\r\n(2) Ramphal
\r\n\r\n(3) Gurmail Singh
\r\n\r\n(4) Rajinder Singh
\r\n\r\n(5) Inukurthi Venkateswara Rao
\r\n\r\n16- An account holder draws a cheque on a?
\r\n\r\n(1) Banker of the Payee
\r\n\r\n(2) Banker of the Drawee
\r\n\r\n(3) Banker of the Drawer
\r\n\r\n(4) Banker of the Endorsee
\r\n\r\n(5) None of the above
\r\n\r\n17- The Bank should comply and intimate the compliance of\r\nAward to Ombudsman?
\r\n\r\n(1) Within Two Months
\r\n\r\n(2) Within 3 months
\r\n\r\n(3) Within one month
\r\n\r\n(4) Within one year
\r\n\r\n(5) None
\r\n\r\n18- Capital adequacy is worked out based on?
\r\n\r\n(1) Total demand and time liabilities
\r\n\r\n(2) Net demand and time assets
\r\n\r\n(3) Risk weighted assets
\r\n\r\n(4) Risk weighted liabilities
\r\n\r\n(5) None of the above
\r\n\r\n19- Statutory Liquidity Ratio (SLR) can be maintained in the\r\nfollowing ways?
\r\n\r\n(1) Cash
\r\n\r\n(2) Gold
\r\n\r\n(3) Unencumbered approved securities
\r\n\r\n(4) All of these
\r\n\r\n(5) None of the above
\r\n\r\n20- What was the deposits criteria of 14 Banks nationalized\r\non 19th July 1969?
\r\n\r\n(1) Rs.1000 Crore
\r\n\r\n(2) Rs. 500 Crore
\r\n\r\n(3) Rs. 100 Crore
\r\n\r\n(4) Rs. 50 Crore
\r\n\r\n(5) None of the above
\r\n\r\n21-. What are the features of selective credit control?
\r\n\r\n(1) They distinguish between essential and non-essential\r\nuses of Bank credit
\r\n\r\n(2) Only non-essential uses are brought under the scope of\r\nCredit Bank controls
\r\n\r\n(3) They effect not only the lenders but also the borrowers
\r\n\r\n(4) All the above
\r\n\r\n(5) None of the above
\r\n\r\n22- Which of the following are the targets for different\r\ncategories of priority sector?
\r\n\r\n(1) Overall target 40% of net Bank credit
\r\n\r\n(2) Agriculture loans (direct and indirect) 18%
\r\n\r\n(3) Priority sector target for foreign Banks is 32%
\r\n\r\n(4) All the above
\r\n\r\n(5) None of the above
\r\n\r\n23- Benefits in core Banking is ?
\r\n\r\n(1) Reliable centralized data recovery
\r\n\r\n(2) Data warehousing and data mining technologies
\r\n\r\n(3) Integrated customer centric services
\r\n\r\n(4) All the above
\r\n\r\n(5)None
\r\n\r\n24- Cheque truncation can be done by?
\r\n\r\n(1) Using MICR data
\r\n\r\n(2) Sending cheque by speed post
\r\n\r\n(3) Using image processing
\r\n\r\n(4) 1 & 3
\r\n\r\n(5) None of the above
\r\n\r\n25- Bank rate is decided by?
\r\n\r\n(1) Indian bank association
\r\n\r\n(2) Individual commercial bank
\r\n\r\n(3) Finance ministry
\r\n\r\n(4) Any one of the above can decide
\r\n\r\n(5) None of the above
\r\n\r\n26-. What is nomination?
\r\n\r\n(1) A facility given to depositors by the Government
\r\n\r\n(2) It confers a right to the nominee to receive payment of\r\na deposit after death of depositors
\r\n\r\n(3) It is a process of appointing legal heir by the\r\ndepositors
\r\n\r\n(4) It is a part of will on behalf of a depositor
\r\n\r\n(5) None of the above
\r\n\r\n27-. BFS- Board for Financial Supervision constituted in\r\n1994 by RBI to undertake consolidated supervision of?
\r\n\r\n(1) Commercial Banks
\r\n\r\n(2) Financial Institutions
\r\n\r\n(3) Non Banking Finance Companies
\r\n\r\n(4) All the above
\r\n\r\n(5) None of the above
\r\n\r\n28- One Family one Bank is the tagline of which Bank?
\r\n\r\n(1) Bank of India
\r\n\r\n(2) Indian Bank
\r\n\r\n(3) Bank of Maharashtra
\r\n\r\n(4) Union Bank of India
\r\n\r\n(5) None of the above
\r\n\r\n29- Research Institutions set up by Reserve Bank of India\r\nare?
\r\n\r\n(1) IDRBT (Institute for Development and Research in Ban-\r\nking Technology), Hyderabad
\r\n\r\n(2) IGIDR(Indira Gandhi Institute of Development Research),\r\nMumbai
\r\n\r\n(3) NIBM (National Institute of Bank Management), Pune
\r\n\r\n(4) Only a & b
\r\n\r\n(5) All the above
\r\n\r\n30- Who is the Chairman of the Technical Committee formed to\r\nmake a study on improvement in Mobile Banking:
\r\n\r\n(1) Bimal Jalan
\r\n\r\n(2) Rahuram Rajan
\r\n\r\n(3) B Sambamurthy
\r\n\r\n(4) Pulak Kumar Sinha
\r\n\r\n(5) None of the above
\r\n\r\n31-. In NEFT E stands for –
\r\n\r\n(1) Election
\r\n\r\n(2) Email
\r\n\r\n(3) Enlisted
\r\n\r\n(4) Ecstasy
\r\n\r\n(5) Electronic
\r\n\r\n32- The Basic Savings Bank Deposit Account (BSBDA) issued by\r\nbanks is offered to which of the following customers?
\r\n\r\n1) Farmers
\r\n\r\n2) Daily wage earners
\r\n\r\n3) Self Help Group members
\r\n\r\n4) Students
\r\n\r\n5) All the customers
\r\n\r\n33- What is the validity of Kisan Credit Card?
\r\n\r\n(1) 1 year
\r\n\r\n(2) 2 year
\r\n\r\n(3) 10 years
\r\n\r\n(4) 5 years
\r\n\r\n(5) 3 years
\r\n\r\n34- The Negotiable instrument is _____.
\r\n\r\n(1) Cheque
\r\n\r\n(2) Demand Draft
\r\n\r\n(3) Bill of Exchange
\r\n\r\n(4) All of the above
\r\n\r\n(5) Deposit Slip
\r\n\r\n35- The minimum paid up capital required for both small and\r\npayment banks is –
\r\n\r\n(1) Rs 500 Crore
\r\n\r\n(2) Rs 50 Crore
\r\n\r\n(3) Rs 100 crores
\r\n\r\n(4) Rs 200 Crore
\r\n\r\n(5) None of these
\r\n\r\n36-The United Nations climate summit was held in Lima\r\nstarting Dec 1. Lima is the capital city of
\r\n\r\n1) Bolivia
\r\n\r\n2) Peru
\r\n\r\n3) Ecuador
\r\n\r\n4) Paraguay
\r\n\r\n37-Indias ace player Anirban Lahiri is associated with which\r\nof the following games?
\r\n\r\n1) Chess
\r\n\r\n2) Badminton
\r\n\r\n3) Golf
\r\n\r\n4) Snooker
\r\n\r\n38- Which of the following films was adjudged the best film\r\nof the 45th International Film Festival of India which concluded recently in\r\nPanaji?
\r\n\r\n1) Leviathan
\r\n\r\n2) The Kindergarten Teacher
\r\n\r\n3) Behaviour
\r\n\r\n4) Ek Hazarachi Note
\r\n\r\n5) None of theseone of these5) Chile
\r\n\r\n39-PD James passed away recently. She was a
\r\n\r\n1) crime novelist
\r\n\r\n2) childrens books writer
\r\n\r\n3) female rights campaigner
\r\n\r\n4) child rights activist
\r\n\r\n5) None of these
\r\n\r\n40-The headquarters of World Trade Organization (WTO) is\r\nlocated in which of the following cities?
\r\n\r\n1) Geneva
\r\n\r\n2) Paris
\r\n\r\n3) New York
\r\n\r\n4) Toronto
\r\n\r\n5) None of these
\r\n\r\nANS--------------1-4, 2-3, 3-2, 4-1, 5-2, 6-3, 7-3, 8-1,\r\n9-3, 10-1, 11-1, 12-5, 13-5, 14-3, 15-3, 16-3, 17-3, 18-3, 19-4, 20-4, 21-4,\r\n22-4, 23-4, 24-4, 25-5, 26-2, 27-4, 28-3, 29-5, 30-3, 31-5, 32-5, 33-5, 34-4,\r\n35-3, 36-2, 37-3, 38-1, 39-1, 40-1
