Banking and Insurance (Part 4)

24 Feb 2015

(31) The 11th Five Year Plan is termed as plan for.

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 (1) India’s Health

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 (2) Eradication of poverty from\r\nIndia

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 (3) India’s Education

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 (4) Development of Rural India

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 (5) None of the above

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(32) The World Investment Report 2008 was released in September 20This report\r\nis published every year by:

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 (1) Government of India

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 (2) World Trade Organisation (WTO)

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 (3) Asian Development Bank (ADB)

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 (4) United Nations Conference on\r\nTrade and Development (UNCTAD)

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 (5) None of the above

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(33) The actual return of an investor is reduced sometimes as the prices of the\r\ncommodities go up all of a sudden. In financial sector this type of phenomenon\r\nis known as:

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 (1) Probability risk

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 (2) Market risk

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 (3) Inflation risk

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 (4) Credit risk

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 (5) None of the above

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(34) As per BASEL-II norms, a bank’s capital to risk weighted assets ratio\r\n(CRAR) should be at least?

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 (1) 8%

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 (2) 10%

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 (3) 12%

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 (4) 14%

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 (5) None of the above

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(35) Which of the following apex body and regulators has asked banks to swap\r\ncustomer related information so that the frauds and defaults may be prevented\r\nin future?

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 (1) Bombay Stock Exchange (BSE)

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 (2) Indian Banks Association (IBA)

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 (3) Securities & Exchange Board\r\nof India (SEBI)

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 (4) Reserve Bank of India (RBI)

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 (5) none of above

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(36) Which sector contributes the maximum share in National income of India?

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 (1) Primary

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 (2) Secondary

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 (3) Tertiary

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 (4) All the above

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 (5) none of above

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(37) IMF is the result of

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 (1) Hawana Conference

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 (2) Rome C onference

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 (3) Brettonwood Conference

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 (4) Geneva C onference

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 (5) none of above

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(38) As we all know some new initiatives were introduced in the area of Fiscal\r\nManagement by the government of India. Which of the following acts was passed a\r\nfew years back to keep a check on the fiscal indiscipline on macroeconomic\r\nparameters?

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 (1) FERA

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 (2) FRBMA

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 (3) FEMA

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 (4) Public Debt Act

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 (5) None of the above

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(39) Which one of the following will not act as an incentive for exports ?

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 (1) Raising the internal value of\r\nmoney

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 (2) Lowering the prices of goods\r\nwithin the country

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 (3) Internal devaluation of money

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 (4) Granting low interest loans for\r\nexports.

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 (5) None of the above

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(40) Which of the following correctly describes what sub-prime lending is?

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 (1) Lending to the people with less\r\nthan ideal credit status.

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 (2) Lending to the people who are\r\nhigh value customers of the banks.

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 (3) Lending to those who are not a\r\nregular customer

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 (1) Only 1 (2) Only 2

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 (3) Only 3 (4) All

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 (5) None of the above

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\r\n\r\nAnswers : (31) 3 (32) 4 (33) 1 (34) 3 (35) 4 (36) 3\r\n(37) 3 (38) 2 (39) 1 (40) 1

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