Banking and Insurance (Part 5)

25 Feb 2015

(41) Which of the following is the limitation of the ATMs owing to which people\r\nare required to visit branches of the bank?

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 (1) It does not accept deposits.

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 (2) It has a limited cash\r\ndisbursement capacity.

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 (3) Lack of human interface.

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 (1) Only (1)

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 (2) Only (2)

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 (3) Only (3)

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 (4) All the above

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 (5) None of the above

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(42) The Reserve Bank of India was nationalized in?

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 (1) 1947

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 (2) 1948

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 (3) 1950

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 (4) 1956

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 (5) None of the above

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(43) Which among the following is not the liability of a Commercial Bank ?

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 (1) Share capital

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 (2) Reserve fund

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 (3) Bills, which are to be paid

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 (4) Balance with central bank and\r\nother banks

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 (5) None of the above

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(44) The World Development Report 2009 is released by which of the following\r\nOrganisations?

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 (1) UNESCO

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 (2) ADB

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 (3) IMF

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 (4) World Bank

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 (5) None of the above

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(45) The loans under________ are based on Poverty Reduction Strategy Paper.

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 (1) World

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 (2) Asia

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 (3) USSR

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 (4) PWD

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 (5) \r\nPRGF

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(46) Which of the following statements is/are TRUE about the Lehman Brothers\r\nHoldings Inc. which was in news sometimes back?

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 (1) The US government provided a US$\r\n7000 million bailout package to the company.

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 (2) The company filed for bankruptcy\r\nin a court in New York.

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 (3) The company is now out of financial\r\ncrisis and is busy in its restructuring so that it can start afresh.

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 (1) Only (1)

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 (2) Only (2)

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 (3) Only (3)

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 (4) All the above

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 (5) None of the above

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(47) The Reserve Bank of India has recently issued guidelines to banks on\r\nPillar 2 of Basel II framework. Pillar 2 deals with which of the following?

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 (1) Better human resource management

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 (2) Adequate capital to support\r\nrisks

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 (3) Better profitability with\r\nminimum number of employees

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 (1) Only (1)

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 (2) Only (2)

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 (3) Only (3)

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 (4) All of the above

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 (5) None of these

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(48) CRR and SLR are ________ reserves.

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 (1) Income tax

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 (2) Sales Tax

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 (3) Road Tax

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 (4) Property Tax

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 (5) Statutory

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(49) Which of the following has the sole right of issuing paper notes in India?

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 (1) Union Government

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 (2) Reserve Bank of India

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 (3) Ministry of Finance

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 (4) Supreme Court

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 (5) None of the above

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(50) Decision taken at Bretton Woods Conference led to the formation of

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 (1) IDA

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 (2) IMF

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 (3) ADB

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 (4) IFC

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 (5) None of the above

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Answers : (41) 4 (42) 2 (43) 4 (44) 4 (45) 5 (46) 2 (47) 5 (48) 5 (49) 2 (50)\r\n2

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Banking Awareness